Airtel Axis Credit Card Review & Benefits

BySMG

In a world flooded with credit cards offering cashback, discounts, and flashy perks, the Airtel Axis Credit Card stands out as a smart, no-nonsense choice, especially if you’re already an Airtel user. Let’s break down why this card is a no-brainer for everyday users who want great value for a small annual fee.

Details of the Airtel Axis credit card

  • Annual Fee: ₹500 + GST

Airtel Cashback Benefits: 

25% cashback on Airtel mobile, broadband, DTH bill payments (capped at ₹250 per month).


Other Cashback:

10% on Swiggy, Zomato, BigBasket
1% on all other spends

Airtel Axis Bank credit Card benefits
Airtel Axis Bank credit Card benefits from website

Why It’s a No-Brainer

  •  Low Annual Fee, High Cashback: ₹500 a year is easily recovered within a month or two if you’re paying your Airtel bills or ordering food.
  • No Complex Rewards: Unlike some cards that force you to track points, the Airtel Axis Card’s cashback is straightforward. You see the savings instantly.
  • Everyday Savings: 10% off your groceries and food delivery adds up fast for families and busy individuals.
  • Visa Signature Privileges: Although this card is a “basic” offering, it still provides decent Visa Signature perks for domestic travel and dining.

The Airtel Advantage

If you’re already on Airtel — broadband, mobile, or DTH — this card basically pays for itself. No wonder it’s considered a no-brainer! Plus, the 10% discounts on daily expenses like food and groceries make it a practical choice for families and young professionals alike.

Possible Downsides

  • No airport lounge access (but you’re not paying for it either).
  • Cashback limits on Airtel bills (₹250 monthly) — if your bills are huge, you might hit the cap.

Final Thoughts

For ₹500 a year, the Airtel Axis Card is a steal for Airtel users. Personally I have 3 numbers and everyone at my home uses Airtel. The annual fee gets paid in just first two months.

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